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Trust Hall Loans and Mortgages

A personal and friendly service providing the best loan and mortgage products

About Trust Hall Loans & Mortgages

At Trust Hall Loans & Mortgages, delivering the best outcome for the client’s circumstances and treating customers fairly is at the very heart of what we do.

We have extensive knowledge of the mortgage marketplace whatever the client’s individual circumstance.

We have developed valued relationships with our lenders meaning that we can cater for almost any scenario for a client, whether the client is a first-time buyer, home mover or somebody with more complex lending requirements, the client will be in safe hands and can be assured of service they can trust.

Trust Hall Products

Specialist first charge mortgages

Second charge mortgages

Bridging loans

Specialist first Charge Mortgages

What is a mortgage – A mortgage is kind of loan you can use to help you buy property. The average mortgage lasts for 25 years – although they can range from six months to 40 years – during which you’ll make monthly repayments. It’s secured against your home or investment property.

Mortgages available from £30,000.00
Up to 90% LTV
Up to 6 Times income multiples
First time buyers
Moving Home
Remortgage
Buy to Let
Help to buy
Right to buy

Second Charge Mortgages

What is a second charge mortgage – A second-charge mortgage is a secured loan that uses the capital (or equity) in your home as collateral. In other words, it’s based on the difference between the value of the property and the amount you owe on your first mortgage. A second-charge mortgage is separate to your original mortgage.

Loans from £10,000.00
Up to 110% LTV
Adverse credit history.
Debt consolidation
Home improvements
Paying tax bills
Raising deposit for further property purchase
To raise capital but wants to avoid ERC’s
To raise capital but keep existing low rate
To retain interest-only main mortgage

Bridging Loans

What is a bridging loan –These short-term loans help to bridge the gap between payments. People or companies often use them to secure an asset whilst they arrange a long-term financial solution. Move home to bridge the gap between the sale and completion dates in a chain.

Loans from £25,000.00 to £100m (more if agreed on referral)
Terms from 6 months to 36 months
LTV up to 80%
Payments can be made at exit or on a month-to-month basis
We ensure taking a bridging loan is the correct advice for the client
Bridging finance can be a very high-risk lending product and it is vital that the repayment solution “the exit” is in place before agreeing to proceed

“We aim to provide our customers with the most personalised service as possible and ensure they get the best product for their needs”

Matthew Hall – Director

Our Process

We complete a comprehensive assessment with every customer to determine their needs, so we fully understand what they are looking to achieve

We work with our broad range of financial product providers to find the most appropriate and best value deal for our customer

We help the customer through the application process, answering any questions they have and working with them to resolve any problems they may have

Once the product is approved and in place for the customer, we are always there to offer further ongoing advice and to help if needed

Meet the team

Matthew Hall

Managing Director

As Managing Director, Matthew brings deep specialist finance expertise and a hands-on approach to supporting brokers and clients through even the most challenging cases.

Tom Frankland

Head of Sales for Specialist lending

Being head of sales gives Tom great pride in delivering excellent customer service and being able to see great client outcomes from a results driven approach.

Emily Shapley

Administrator

Administrator playing a key role in supporting brokers and the wider team, helping specialist finance cases run smoothly and efficiently.

Testimonials

From start to finish, Matt and Tom were absolutely fantastic. They made what could have been a stressful and complex process feel so much more manageable. Their communication was always clear, keeping us informed at every step and making sure we knew exactly what we needed to do. Thanks to their guidance, we felt confident that we’d secure the funding we needed.

I can say with complete certainty that we wouldn’t have been able to do this without them. It honestly felt like they cared as much about our mortgage as if it were their own. They went above and beyond—taking calls outside of working hours and even handling last-minute changes while on holiday. Their dedication and support made all the difference, and we’re so grateful!

A recent second charge completion with Together Commercial Finance

This is my second experience of working with Trust Hall Loans & Mortgages. The service is outstanding, utmost care taken with every step of the process. I highly recommend Trust Hall as you are in very safe hands.

A recent second charge completion with Selina Finance

Matthew at TrustHall was efficient and precise. Couldn't fault the concise and speedy service. Great work and thank you.

Cant thank Matt enough. I was recommended to him via my usual financial advisor as I required a product that she wasn't able to assist with. Matt made the whole process stress free and go smoothly. Always prompt in responding to enquiries and it was such a relief not to worry. Highly recommend Trust Hall Loans & Mortgages

Your service was very efficient and helpful, especially when patiently explaining the process to me as I had never taken on a second charge loan. You were super quick to respond at any time and walked me through every step. I would highly recommend anyone to use your company, you made this important decision clear and easy for me to understand.

Excellent service from Trust Hall. Matthew was very clear and helpful in explaining my options to me, and extremely quick, efficient and supportive throughout the application. His fast responses throughout meant the whole process was completed incredibly quickly. Absolutely recommended Thanks again.

I was put in touch with Matthew of Trust Hall Loans & Mortgages as I needed to find a secondary mortgage. He managed the process and me very quickly and efficiently and got what I needed with the minimum of fuss in a short time. I was kept informed at all stages with updates and found it an easy and helpful service. Many thanks.

Lenders we work with

Trust Hall Jargon Buster

We have produced a jargon buster to help you navigate the world of Loans and Mortgages. Download a copy here!